* Site-Outage Notice: Our engineering elves will be tweaking the Shmoop site from Monday, December 22 10:00 PM PST to Tuesday, December 23 5:00 AM PST. The site will be unavailable during this time.
Dismiss
© 2014 Shmoop University, Inc. All rights reserved.

Loan Officer

Bell Curve

1
5%

You are corrupt—you took money in a briefcase (thousands) to make loans to bad candidates (in the millions). And you got caught. "Hi, Bubba. Loan spreads mean something different in here."

2
25%

You just made a series of bad loans. Lots of defaults. Your judgment is questioned and you get fired. Bank teller maybe fits you better. Or how about pumping gas? Serving pizza? Waiting tables?

3
50%

Nice long career at the bank but no big promotions or upgrades to your job. You've had an average mix of loans; some good, some bad.

4
75%

You've been with the bank for 20 years and you have the skills to back up your good reputation. You are a loaning machine. Just like your father was when you were in high school.

5
95%

You start your own mortgage brokerage service. You make thousands of loans a year and make thousands of dollars on each. Remember your humbler days when you were a lowly teller, hoping to pay off your used Prius...as you now drive a lovely Maybach.

Advertisement
Noodle's College Search
Advertisement
Advertisement
Advertisement