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"Wait a second—take the rest of your dough, too." I started giving her the rest of the dough she'd lent me."
"You keep it. Keep it for me," she said. Then she said right afterward—"Please."
That's depressing, when somebody says "please" to you. I mean if it's Phoebe or somebody. That depressed the hell out of me. But I put the dough back in my pocket. (25.79-81)
And … it's depressing that she says "please"? Apparently—because she's the one doing him the favor, and she has to act like he’s helping her out.