| Quote #1
Although they never mention it, I owe the people who frequent the Hob. Gale told me that Greasy Sae, the old woman who serves up soup, started a collection to sponsor Peeta and me during the Games. It was supposed to be just a Hob thing, but a lot of other people heard about it and chipped in. I don't know exactly how much it was, and the price of any gift in the arena was exorbitant. But for all I know, it made the difference between my life and death. (1.22)
Katniss doesn't even know what she "owe[s] the people" of the Hob, but she knows it's something. The people of District 12 have so little to give, but they manage to give nonetheless. This is incredibly meaningful to Katniss. During their first Hunger Games she and Peeta depended on kindnesses that, while they appeared small, were "exorbitant" in cost.
| Quote #2
Instead he [Peeta] speaks in his simple, winning style about Thresh and Rue making it to the final eight, about how they both kept me alive – thereby keeping him alive – and about how this is a debt we can never repay. [...] "It can no way replace your losses, but as a token of our thanks we'd like for each of the tributes' families from District Eleven to receive one month of our winnings every year for the duration of our lives." (4.75)
As winners of the Games, both Peeta and Katniss make no secret of who they owe or how much. Here Peeta shows he's just as brave as Katniss by ignoring the rules in order to honor their debt. In another passage, Katniss explains exactly how brave Peeta's actions are, saying she can't even begin to guess at what their repercussions might be. In a way, it doesn't matter; Peeta has at least recognized and stated the debt they owe.
| Quote #3
I thought no one saw me sneak under the fence, but who knows? There are always eyes for hire. [...] Could there be surveillance cameras? (11.3)
It's hard to know whom to trust, either inside or outside the arena. Even when Katniss thinks nobody's watching her, she can't be sure. As she explains, "[t]here are always eyes for hire." If she puts her trust in the wrong person, it could result in her death. It's hard to be sure who she can count on to be loyal to her.