Just call us Bond. Amortized bond.
Over 700 finance terms, Shmooped to perfection.
Investment pros love to complain about retail investors. These are the average shlubs, not the money pros. They're the teachers, plumbers, dentists, and grandpas who want to make money with investments but who might not be all that sophisticated about money.
Hint: If someone says "So an interest rate makes me money, right?" they're probably a retail investor.