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Plastic, and Rent on Money
"Rent" Money
How Credit Cards Came to Be
Basic Anatomy of a Modern Card
How Credit Cards Work
Buying Stuff
Paying for It All
How the Money Flows
Clive, the Clueless Mountain Climber
Clive Clueless' New Credit Card
A Few Months Later...
A Wake-Up Call
Making the Minimum Payment is a Bad Choice
The Many Ways to Pay Electronically
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Debit Cards and Prepaid Cards
PayPal
So, What's a Good Rate?
A Range of Rates
Interest Rates Can Get Hiked
Different Strokes for Different Folks
Credit Card Usage Today
Many of Us Use Them
Massive Amounts of Money Involved
OMG! We Owe HOW Much?
What the Facts Mean
Payback Scenarios
The Good, Bad and Ugly of Credit Cards
Banks and Stores
Not a Wise Choice for Financing College
Understanding Your Credit Card Statement
The Balances Used to Calculate Your Interest
Understanding Credit Reports and Scores
How Your Score is Calculated
Fraud and Identity Theft
Shopping for a Credit Card
The Fine Print
Maria's Decision
Applying for a Card
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