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"It is a part of Miss Havisham's plans for me, Pip," said Estella, with a sigh, as if she were tired; "I am to write to her constantly and see her regularly, and report how I go on—I and the jewels—for they're nearly all mine now." (33.58)
Miss Havisham may claim that she never planned to ruin Estella's life, but it sure seems like she tried to. Check out the way Estella and the jewels seems to be one and the same.
"Then the time comes," said Herbert, "when you see your opening. And you go in, and you swoop upon it and you make your capital, and then there you are! When you have once made your capital, you have nothing to do but employ it." (22.90)
Herbert's concept of money and wealth involves usability. He doesn't want to own things just to own them; he wants his money to lead him to new ventures and to expose him to new places and ideas. Not Pip. Pip's concept of wealth and fortune is tied to an image of Miss Havisham's world, but her world is a stagnant one in which time has stopped and nothing grows. It's no coincidence that Herbert's capitalist concept of wealth made England so powerful in the nineteenth century. (And Dickens totally knew it.)