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Cassie overhears (again?!) Papa and Mama discussing the family's financial situation. A clue: It's not good.
Mama wants to ask Uncle Hammer for a loan, but Papa refuses. If his brother finds out what has happened, he'll cause problems (remember the temper thing?)
The family may have to sell some of its livestock to make the mortgage payments. They'll also have to take their cotton to Vicksburg to get it ginned, since Mr. Granger owns the only cotton gin in town.
The situation has gotten so bad that Papa doesn't even feel it's safe for Big Ma to go to the market in Strawberry this month.
It's clear that the family will have to do without a lot of non-essentials for a while to stretch their money.
Papa admits that he feels like "taking a bullwhip to all three" of the Wallaces (10.24).
Mama accuses him of sounding like Uncle Hammer—and points out that Uncle Hammer would have gotten them all killed if he had been there.
The next day, Cassie goes with Mr. Morrison and her brothers to the Wigginses' house.
On the way home, a pickup truck stops them. It's Kaleb Wallace. And he's very angry about how Mr. Morrison hurt his brothers.
Mr. Morrison calmly asks Kaleb to move his truck so he can get by with the wagon. When he doesn't, Mr. Morrison physically moves the truck out of his way.