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Stay calm. You don't want to be the one freaked-out buffalo who starts a stampede. You'll be ribbed for weeks.

Life Insurance

Does it get any more exciting than life insurance?

Not for our money, it doesn’t. Life insurance is protection against loss of income if the insured passes away. Similar to annuities, you pay into a contract (or policy) and receive sums or a lump sum upon termination of the policy (or death). There are exceptions to this, however, depending on which type of insurance you choose.

Life insurance is so common that four federal acts are involved in regulating both variable life insurance and

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