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It's also possible to have accounts in which you are acting for somebody else's benefit. If that's the case, you are acting as a fiduciary. "Fiduciary" is a legal term, and it can have different meanings depending on the circumstances, but for Shmoop's purposes, it's somebody who is required to act in the beneficiary's best interest, even if that would be economically damaging to the fiduciary. If a husband's wife and her sisters inherited $50,000 from a distant uncle who struck it rich,...
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