Phil walks downstairs in a fog of confusion. He runs into the owner of the B&B, who asks him the exact same questions she asked him the day before. She says there's talk of a blizzard heading to Punxsutawney.
Phil heads into the street and passes the same homeless man he passed the day before. Then he gets accosted by Ned Ryerson just like the day before. This time, Phil remembers his name.
Phil says he isn't feeling well and Ned tries again to sell him life insurance. It's pretty clear by this point that Phil is reliving the exact same day as yesterday. Groundhog Day, to be exact.