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Finance: What Is Retail Banking vs. Corporate Banking? 2 Views
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Description:
What are Retail Banking vs. Corporate Banking? Retail banking services are those that cater to individuals or families. These would include checking, savings, CDs, mortgages, credit cards, personal credit, IRAs, 529s, and possibly brokerage accounts. Corporate banking encompasses business financial services. These would include commercial real estate, trade finance, payroll, working capital, pensions and other related services.
- Social Studies / Finance
- Finance / Financial Responsibility
- College and Career / Personal Finance
- Life Skills / Personal Finance
- Finance / Finance Definitions
- Life Skills / Finance Definitions
- Finance / Personal Finance
- Courses / Finance Concepts
- Subjects / Finance and Economics
- Finance and Economics / Terms and Concepts
Transcript
- 00:00
Finance allah shmoop what is retail banking versus corporate banking
- 00:08
Retail consumer this gal she wants alone for her car
- 00:13
a credit card someday a mortgage corporate banking corporate The
- 00:17
corporation the behemoth the beast needing three billion dollars to
- 00:22
build a battery manufacturing facility in the middle of the
Full Transcript
- 00:25
desert The beast needing fourteen thousand bank accounts into which
- 00:29
to deposit bi monthly paychecks The global animal that demands
- 00:33
banking contacts in at least eighty seven countries and in
- 00:37
somalia Retail banking savings and loans Little local banks Friendly
- 00:42
cashiers that air human checking accounts Savings accounts deposit boxes
- 00:48
twenty five for your hondo friendly smiling tellers who know
- 00:52
your name Corporate banking different from investment banking The glass
- 00:57
steagall act in nineteen thirty three force the separation of
- 01:00
the two because well let's be honest There was just
- 01:02
too much insider trading and collusion among you Are we
- 01:05
right Are we right Yeah Cash management equipment leasing lines
- 01:10
of credit Fairness opinions factor receivables payroll retirement investment management
- 01:17
brokerage Yeah these corporate bankers these air the nameless faceless
- 01:22
men in the gray flannel suits seeking to be in
- 01:25
the room for the twelve angry white men in a
- 01:27
ludlum novel hoping teo you know take over the world
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