Absolute Exclusion

It's that nasty phrase in an insurance policy which says that, if you were, in fact, injured by a yellow VW while a Jimi Hendrix song was playing that no, they would not pay to fix your broken legs. Your being hit by that type of car with that type of music playing was an absolute exclusion of the insurance policy you signed. There are other absolute exclusions, like...if your wife takes out a million dollar term life insurance policy on you, but she's the one who kills you, she does not, in fact, pass go and collect a million dollars.