Account Freeze

Your chair is turned backwards facing the corner, and you're told to sit in it by the bank. It's a time-out for your account. What on earth did you do to deserve this? Were you noisy again during nap time? Accounts get frozen for a variety of reasons, some of which are the fault of the account holder, like they've tried to buy something they couldn't afford, or filled out a given form improperly. But more times than not, a credit card was stolen, or an account was hacked by an angry Russian diplomat, or a product was ordered in eight cities within an hour. How do you unfreeze? Well, usually, you warm things up by just cancelling that credit card, assigning the bank to go after the ne'er do wells, and getting another reload of dough, so you can go shopping.