Automatic Savings Plan

You just enrolled in your employer’s investment plan. You have opted to have 4% of your earnings deposited into an investment account. Let’s say you get paid each month on the 15th and 30th. Instead of taking home $1000 each pay check, you are now taking home $960.

You do not have to personally deposit funds into this investment account. It automatically comes out of your account before you can think about ordering all that stuff from Amazon. Seriously chill, and save your coins.