Banker Trojan

Banker Trojan: Bad. Very, very bad.

A nasty program that hacks into your bank's website to get your info. The goal of the hacker behind the horse is to learn everything about you to ultimately, well, get your green stuff in one way or another. Money transfers, use of passwords, file stealing, recording confidential info, etc.   

To prevent this problem, if you're a bank, you need, perhaps ironically, a Banker Trojan, which is a financial prophylactic. And when you hear someone give a toast that starts with "Hats off!"...don't listen.