The Incredibles is indisputably one of Pixar’s most original animated releases. It was a surprise hit, and its eagerly awaited sequel finally was released 14 years later. Family patriarch superhero Mr. Incredible is known for his superhuman strength, but just as Superman had a day job as a news reporter, do you recall what Mr. Incredible’s day job was? Give up? He was an insurance claims adjuster. Heroic.
However, while `Bob’ spent most of his time finding loopholes to help little old ladies maximize their payouts, the majority of claims adjusters are tasked to do the opposite: calculate the minimum justified amount that the insurance company should pay out to a policyholder for a claim, if at all.
Incidents that result in injury, property damage, or other kinds of liability that lead to filing an insurance claim are assigned to a claims adjuster, who acts as a combination detective and inspector. The claims adjuster inspects damage, researches history and police report records when available, interviews witnesses, and then checks for replacement fees, costs, and circumstances that may or may not fall outside of the parameters of coverage as stated in a policy. Ultimately, the claims adjuster works for the insurance company, so he or she has a vested interest to reduce payouts as much as conceivably possible.