Commissioners Standard Ordinary Mortality Table

You’re going to die. Life insurance companies know this. They know so much about death that they have computed the probabilities that people in a certain age group will die every single year.

That’s why the average person’s life has a standard dollar value attached to it.

This “Mortality Table” is designed to compute minimum financial reverses for ordinary life insurance policies that must be guaranteed to achieve compliance with the National Association of Insurance Commissioners (NAIC). The CSO table is used by policy writers as a factor to calculate each individual policy that they write, given that every policy holder has a different life expectancy.

Now, go call an old friend. And write a new bucket list. This term is depressing.