Consortium Bank

Okay, there's a big bank. It has lots of little siblings. Those are its consortium banks. How cute.

They follow the same family rules, the same structures, the same triggers for pulling the car over and turning this trip right around.

Normally, sibling consortium banks are formed for a given specific purpose, like developing inexpensive housing over that nuclear waste dump. Or donating cheap loans to corrupt African nations, hoping the warlords will have finally stolen enough money so that their people can actually, um...eat.

Consortium banks derive scale leverage in being able to all get together to borrow huge amounts of money, which is then loaned in directed areas.