Credit Balance

You had this purple credit card that whispered to you. You paid it off monthly, religiously.

But then, one day, you grew paranoid, not remembering if you'd paid it off fully last month. So you wrote a big check to the VISA clearing payment center. It was $122 more than you needed to fully pay off your charges that month. So you were, at that moment, anyway, running a credit balance on your card.