Deadbeat
  
Someone who doesn’t pay his or her debts. They took out the loan, promised to pay it back with interest. But didn't. Dead. Beat. Yeah.
Don’t pay your credit card’s minimum payment or your mortgage for enough months in a row (or stop returning texts from that buddy from whom you borrowed $100)? Then you’re a deadbeat.
If you're still not getting it, see Repo Man. Emilio's finest work. Stay a deadbeat for a long time and The Man repossesses your car, your cat, your clavicle.