Fake Claims

The house really burned down. Uh...must have been a spark from a firefly. Yeah, yeah, that's the ticket. That's what cause this black smoking hole in the ground. So now, Ms. Insurance Company, please pay me the $342,000 I am owed.

Smell funny? Yeah, well, this feels like a fake claim, i.e. one in which the insurance company is being bamboozled out of their dough by a con artist. And fake claims are bad for the honest decent claimants; if big claims have to be paid, it puts upward pressure on rates for...everyone.