Inactivity Fee

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Most fees come up when you do something. Use an out-of-network ATM. Pay for expedited shipping. Send the check in for that parking ticket a few months after the due date.

An inactivity fee comes up in the opposite situation. It gets assessed when you don't do something. If you have a brokerage or bank account, you might incur an inactivity fee if you go a specified period of time without making a transaction.

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