Insufficient Funds
Categories: Banking
The glorious day has finally arrived: we’re going to experience our first cup ever of kopi luwak coffee. For those not in the know, this is a very exclusive type of coffee in which the coffee cherries have been eaten, digested, and then pooped out by an Asian palm civet, a raccoon-cat-looking thing that lives in trees in southeast Asia. The digestive process is what gives the coffee such a rich and unique flavor, and a cup of this chymified elixir is going to run us about $65 before tax and tip. It’s not cheap, but we’re sure it’ll be worth it.
But then, to our utter embarrassment, when we go to pay for our cup o' kopi luwak, our card is declined for insufficient funds.
Shock! Dismay! What could it all mean?
Well, in a nutshell, “insufficient funds” means we don’t have enough money in our bank account to cover what we’re trying to buy. And if we don’t have overdraft protection or some other NSF coverage (that’s “non-sufficient funds,” not “not safe for,” BTW), then not only are we not getting our civet-digested java, but we might also be charged a pretty hefty fee by our bank.
Looks like it’s time to switch back to plain old Starbucks…or hope we can find $65 in change hidden under the seats in our car.