Judgment Lien
Categories: Regulations
You borrow money to fund your enrollment in the Randy Savage School of Wrestling Arts and Sciences. You drop out after two years, after getting what you consider an underserved "D" in Cage Match Theory and Historiography.
You still owe the money, though. Eventually, you get sued by the school and the court awards them a lein on your house. Now, they have a claim on your house as a way of getting you to repay the debt.
The lien falls into the "judgment lien" category, because it came as a result of a court finding and was not consensual on your part. It was forced on you via a judicial process.