Limited Service Bank

Walk into a branch of any big national bank and you can do almost anything. Set up a bank account, get a mortgage, borrow money for a car purchase, apply for a personal loan, slow down the line by chatting endlessly with the teller about the best fertilizer for their lawn...pretty much anything you want to do.

A limited service bank, on the other hand, offers...well, limited services. It might specialize in one or two products.

You can just get a car loan, for instance. Or maybe they just offer mortgages. Want a home line of credit? Hit the road. A personal loan to pay for those mime lessons? Better check Google. Want to chat about fertilizer? They're calling security.