Liquidity Crisis

You can't get cash. You have 14,000 acres of cattle ranch (and other ranchy stuff, like dressing). But that ranch just breaks even on a cash flow basis. And you really need cash for the water slide you wanted to put in your house. The slide company doesn't take cattle as payment. The uptight slogs want cash. Have cash = have liquidity.

But...you don't have either. If you try to sell half-fatted cows, instead of getting 5 grand apiece, you only get 2 grand. They're really not worth selling to get you out of this liquidity crisis. So you don't. And you live without the slide.

And this crisis happens on a macro level with nations as well. Think: post-WW2 Europe. The credit system exists for a reason. Credit card headroom = liquidity. You can do the rest of the math.