Post Date

You stayed up too late last night and, in the stupor of a Netflix/Cheetos binge, purchased a vintage Rugrats duvet cover online. You made the purchase at 1:30 am on January 22. That becomes your transaction date for your credit card company...the date on which you bought your blankie cover.

But the credit card company may take a day or two to record the transaction on your account. If you were to check your online statement immediately after making the purchase, it may not be listed on the account. Or...a hold of the appropriate amount might be noted, but no transaction details listed. Eventually, the full details will appear on the account. The point when that happens becomes the post date.

It takes a couple of days for your purchase to show up on the account. It's January 24 before it shows up. January 24 becomes the post date for that purchase.