Recourse
  
See: Recourse Loan.
When you have recourse, you have actions you can (legally) take when something bad happens to you. Like...if you loaned money, you have recourse through the legal system to get it back. If you were hit by some idiot teen who was texting and driving, you have legal recourse to sue her whatever off.
Recourse just means that you have access to our fine legal system and can at least try to get what's...fair.