Retirement Income Certified Professional - RICP

We’ve got big plans for when we retire. We’re going to kick the kids out of the house if they’re still hanging around, sell it, buy a yacht, sail around the world, and get a tattoo in every country we visit. It’ll be like a passport stamp, but...different. Because it’s a tattoo.

Anyway, we’ve been working with Bruno, our CFP, for years. But now that we’re getting closer to retirement, he’s recommending we also have a sit-down with his colleague Jessica, who is a Retirement Income Certified Professional, or RICP.

What’s an RICP? It’s like a Certified Financial Planner, but they specialize in retirement stuff. They’ll help us figure out how much money we need, how much to invest it and where, how much to save and which types of accounts we should save it in, which tax credits and other benefits we might be eligible for, and all kinds of other retirement-finance related things. Qualified folks who want this prestigious professional designation have to take three courses, pass an exam, and promise to uphold certain ethical principles, i.e. not be shady.

Sounds like we need to talk to Jessica posthaste so we can get our tattoo sailing mission underway.