Self-Build Insurance

You decide to live your dream and move out to the wilderness. You're going to build your own log cabin out among the wild flowers and the cicadas. But...just because you're moving off the grid doesn't make you a rube. You still need insurance. What if the cicadas swarm the house and destroy it before you get it finished? What if the wildflowers give off toxic pollen that causes your walls to melt?

Time for some self-build insurance. This form of policy offers protection while you are doing your own construction work. It covers both potential damage (that cicada attack) and injury (you fall off your roof while admiring the view).