Super Regional Bank

Super regional banks are the middle chair in the Goldilocks lineup of chairs, with small, regional, and community banks to their left, and huge, global banks to their right.

Super regional banks are huge (ergo the “super”), but they deal in homegrown financial transactions, not globally. Their huge size ($50 billion+ in assets) means their offerings are wide. Want a bank account? Maybe a mortgage? Time to start investing? Super regional banks’ service offerings are on par with globally operating banks.

You might have heard of U.S. Bancorp, CapitalOne, or PNC Financial Services Group. These are all big banks, but ones that prefer to kick it on the couch at home. Since they’re staying within a region...and definitely within a country...super regional banks are generally less risky than global banks like Citibank, JPMorgan, and Bank of America (yep, Bank of America isn’t just for America; don’t be fooled).