Total Stock Fund

You don’t like leaving things out. Even as a kid, you made sure that everyone got picked for playground basketball. You made sure the asmathic kid got to go on the Beaver Scout camping trip. You would have invited the Elephant Man to the prom, if he hadn't died 130 years before you were born. You don’t want anyone excluded from anything.

The total stock fund is a perfect investment vehicle for you. It's a fund that includes all stocks within a particular group. If you have a biotech total stock fund, it holds all the stocks that are considered to be in the biotech sector. If you have a large cap total stock fund, it has all the stocks considered large caps. If you have an all-market total stock fund, it has alllll the stocks (that meet certain requirements; penny stocks don't count, for instance).

These funds are for investors who foresee a general rise in a particular segment of the market (or even the market as a whole), but don't want to make any judgments about winners and losers. They just want to take advantage of the overall market move.

Or, like you, they're sensitive souls and feel bad when some stocks get left out.