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The Lend-Lease Act was passed because Congress finally came to a majority consensus that President Roosevelt needed the power to send material support to the United Kingdom and other allies fighting against the Axis powers…without the restrictions of the Neutrality Acts of the 1930s.
In that time of world war and brutal, militant ideologies spreading destruction and suffering around the globe, the President was given a lot of power. America's entry into WWII had begun.
Without the successful passage of the Lend-Lease Act, Britain and the Soviet Union would have eventually lost the war to Nazi Germany.
In hindsight, the Lend-Lease Act should have been enacted much earlier.
The allies of the United States needed help, and Congress decided it was time for the President to be given the power. Short of declaring war, America's industrial centers would be the lifeline of those fighting Fascism.
The Lend-Lease Act gives the President the authority to decide which countries need material support, what to give those countries, and how that material support will be repaid, if at all.
The President can decide who gets stuff from America, and what a fair repayment is.