Now we're back in 1865, with Anna getting off the boat at Port Chalmers.
After she disembarked, a woman approached her wondering if she had seen a girl named Elizabeth Mackay. Anna said there had been no young women on her boat.
It turns out the woman was Lydia Wells, and when she had determined Elizabeth Mackay wasn't coming, she offered Anna Elizabeth's room at her boarding house. It seems Elizabeth had already pre-paid her room, and since she wasn't going to use it, Lydia thought she'd help Anna out. Right …
Anna agreed to the proposition, and the two women headed off to Lydia's "boarding house."