In Martini's bar, George sits around drinking and feeling miserable. He prays to God for help; he's at the end of his rope.
The bartender asks if he's alright; Martini is worried, too. He loves George.
The teacher's husband is at the bar, and he punches George in the face for insulting his wife over the phone.
Driving away, George crashes his car into a tree. A man yells at him, saying his grandfather planted that tree.
George wanders out through the snow onto a bridge. A nearby man looks at George as he stares over the edge.
It's not looking good for our boy, is it?
But suddenly, the man falls in and starts yelling for help.
George dives in and rescues him.
They're invited to go into a watchman's house, where they dry off and change.
The man is actually Clarence Odbody, the angel-in-training. He admits he's George's guardian angel from heaven, and he intentionally provoked George into saving him so George wouldn't throw himself off the bridge.
The watchman runs outside, freaked out.
George is mystified by all of the things Clarence knows about him, like that he owes $8,000.
Clarence tells him he's an angel that doesn't yet have his wings.