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Greed
Ebenezer Scrooge, Simon Legree, Milo Minderbinder—Henry Potter is in good fictional company. Mr. Potter wants to own everything in Bedford Falls, and he resents the Baileys because they stand in his way.
In It's a Wonderful Life, George and his father are the opposite of greedy. Their business is founded on generosity; they make loans to people even if they're poor. They sure don't get rich from it. Potter, on the other hand, does nothing if it doesn't enrich him. The Baileys, by helping low-income people build or buy houses, take money out of Potter's pocket; people can move out of his slummy apartments into their own homes. That's why Potter has it in for them.
Greed is one of the seven deadly sins, and as far as Frank Capra is concerned, it's way up there on that list. Potter has got all of the money he needs, but it's never enough. His need to get even more makes him trample anyone who gets in his way.
The film suggests that greed destroys a person. Potter is unhappy, mean, and friendless because he's motivated by greed.
Potter is no more greedy that your average business titan. He's just doing what he has to do to protect his financial interests. To paraphrase Gordon Gekko, greed is good.
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