On the Carpathia, Cal goes down to a lower deck, clearly to look for Rose among the steerage passengers.
Rose hides her face from him.
Via voiceover, Present Rose tells her listeners that Cal eventually killed himself after the stock market crash in 1929.
Scene 77
As they head into New York, a man asks Rose for her name, and she provides "Rose Dawson." Aww. She took Jack's last name.
Scene 78
In the present day, Rose wraps up the story, telling her listeners that Jack saved her in basically every way possible.
Scene 79
Lizzy and Lovett talk about Titanic, and how he had never really gotten it or "let it in" before now.
He throws away the cigar he had been saving for when he found the diamond.
Scene 80
Rose heads toward the side of the ship in her nightgown, carrying something in her hands. She climbs the railing and opens her hand. It's the Heart of the Ocean.
This revelation is intercut with a flashback to when she discovered the diamond in her pocket all those years ago, when she was riding to New York on the Carpathia.
She throws the diamond into the ocean, and the camera follows it down as it sinks.