Credit Analyst
Every time that you apply for a mortgage, a creditor will pull your credit report to determine if you are a risk of default. But it's not an algorithm that determines whether or not you're likely to pay back your bills. That's the job of a credit analyst.
This individual assesses whether individuals, businesses, municipalities, and even sovereign nations can pay back a loan. The job consists of a rigorous analysis of money coming in and money going out. They'll look at previous payments and debts. They'll assess broader macroeconomic conditions and historical trends.
It's a good job for people who like working under bright lights without windows.
Related or Semi-related Video
Finance: What is the Equal Credit Opport...6 Views
Finance a la shmoop what is the Equal Credit Opportunity Act? alright people while the
federal government thinks everyone should have the equal opportunity to get [Men in Federal Government appear]
into debt isn't that sweet of them you know that Uncle Sam well he sure does
have a heart of gold this federal law makes it illegal to discriminate against
people who are applying for financing on pretty much anything legal based on
their age gender marital status religious affiliation ethnic or national
background or public assistance benefits your credit score however well that
still matters sorry just keeping it real
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