Credit Application

You want to get a credit card from American Express. You sign in online and visit their website.

You'll fill out a credit application. This application is a request for credit from the lender, and will list everything ranging from credit costs, interest rates, and other fees related to a loan or line of credit. After you fill it out, an underpaid underwriter will evaluate your creditworthiness.

Your entire existence will come down to a single number: your credit score.

Ain’t America great?