Variable Expenses

You probably spend the same amount on rent and electricity each month. (Those are fixed expenses.) But then there are the costs that change every month—how much you spend on birthday gifts, or a one-time trip to the emu farm that you didn't plan (it just happened, okay?).

Variable expenses are harder to predict, but they're important to plan for.

For more deets, head on over to our section on budgeting.

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