First Fireside Chat: Questions

Was FDR patronizing Americans by using simple terms to describe the banking industry?
As President of the United States, Roosevelt certainly wasn't struggling as much as the typical American—did people see through his attempts to connect with the common man?
Without FDR's series of Fireside Chats, would Americans have gotten back on their feet as quickly? What was the true impact of his speeches?
Knowing that many people still hide cash in their homes today, how can we compare people's faith in the banking system during the Great Depression to their faith in it today? Have we fully moved past the fear from that time period?
How would the Fireside Chat have been different if it had been broadcast on television?