Odds of Hanging On
The analysts who are destined to succeed in this job are the ones who are good at their job. That may seem like a duh-worthy statement, but unlike many careers, it's really easy to tell whether you're thriving or failing.
First, all of your work is going to be routed through a proven credit manager who, in all likelihood, once held your exact position. He or she is going to comb through everything you present, and if it's no good, you'll know it when the report is rejected.
But let's pretend you figure out how to consistently sneak bad work through a bad manager, and manage to approve multiple bad loans. You can bet that when the defaults start pouring in, you'll be first on the firing line.
Now, if you are good at what you're doing, chances are you'll be moving on for a different reason: promotion. Credit analysts have a ton of useful skills, so the best of them are ripe for sailing through the ranks of almost any company's financial department.