Insurance

Introduction

You brush your teeth, right?Right?Okay, let's just say you brush your teeth. Why do you do it? To prevent cavities and really nasty gum diseases. You're doing something now to protect yourself from...

History of Insurance

Around the time Abraham and his family were hanging out in Genesis, the Code of Hammurabi was taking form. In addition to a ton of laws that will never matter, there was one insurance-related rule:...

What Is Insurability?

Would you recruit your grandpa for your school basketball team if he asked nicely? Would you let your irresponsible and broke BFF borrow money from you? Would you ask your little brother for help w...

Insurance Companies

Who are these people who take your money every month?Big bad insurance companies.The basics stay the same in every case—you pay them a premium and they pay whoever you owe money to if something b...

Deductible

What Is a Deductible?You manage to scrounge up the $28/month for your car insurance, thinking that you're all set if anything ever happens.And then…something happens.Someone rear ends you—hardâ...

Car Insurance

Do you dream of driving a Tesla or cruising around in a new Ferrari?Uh, you might change your mind once you find out how much you'll have to pay in insurance.The money you spend to buy a car is jus...

Health Insurance

Ever see a medical bill in full?Take a look.See that number there? $1788.22? From the looks of it, that's for an ambulance ride and maybe one night in the hospital. Imagine if you had to stay multi...

Obamacare

Joe is always late. Always.One day, he pays for it: he's running to catch the bus and breaks his leg. Being on time for class would have been nice, yes, but not spending a night in the hospital wou...

Property Insurance

Think back to your last big holiday dinner. A lot can go wrong in one little house, huh? Maybe Uncle Lew tripped over the stairs and slid all the way down, hitting his head and crashing into the an...

Life Insurance

What happens when you die?No, no, we're not talking religion here. We're talking cold hard cash.If you make money for your family, you're going to want to be sure they're taken care of if you die....

Other Types of Insurance

Can you picture living without medical care, transportation, or a place to live? Probably not. And that's why health insurance, car insurance, and property insurance are the kinds of insurance you'...

7 Ways to Save Money on Insurance

Once you start paying for insurance, you're gonna do a lot of grumbling. While we do love some kinds of grumbles, we're all about making things easier for you. So here are seven ways to save money...