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Bart continued Shmooping:

Retirement accounts, like life insurance, come in all shapes and sizes. Individual retirement plans covered on the 6 are the traditional IRA (Individual Retirement Account) and the Roth (newer, with additional tax benefits).

Traditional IRA

The traditional IRA is an individual retirement account (no, spouses cannot open a joint IRA—doesn’t exist, though if one spouse is not working, they can contribute to the other spouse’s IRA). Anyone with earned income can open an IR...

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