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Retirement Plans—Funding Those Early-Bird Dinners in Florida
IRAs, SEP plans, 401(k) plans—all of these are vehicles that the government has established over the years to let us sock away money to tide us through those Sunset Years. To combat our natural inclination to consume now rather than save for later, the government gave us two nice incentives. If the plan is considered to be qualified, money that we contribute is deducted from our other income, so we pay less tax now and the ear...
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