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It might not be a bad idea to get a fine arts degree—especially if you plan on doing anything other than illustrating kids' books—but for many jobs it simply depends on how good you are, and how impressed a potential employer is by your portfolio. However, it's important to recognize that we have entered a digital age, and taking classes in graphic design and other computer-related courses is going to greatly improve your chances out there—especially if you have a degree in one of them. And the thing you were most excited about was not having to go to college. Sorry to burst your bubble.